Property coverage for the named perils: Fire, Lightening, Explosion, Smoke, Windstorm, Hail, Riot, Civil Commotion, Aircraft, Vehicles, Vandalism, Sprinkler Leakage, Sinkhole Collapse, Volcanic Action, Breakage of Building Glass, Falling Objects, Weight of Snow, Ice or Sleet, Water Damage (in the form of leakage from appliances) and Collapse from Specified Causes.

Theft of property by forcible entry, which is evidenced by visible signs, in a premises, by a person.

Insurance covering loss of income by a business when operations are interrupted due to property loss that is a covered cause of loss.

A policy that combines property and liability coverages for special types of small businesses.

An exclusion of liability insurance which eliminates coverage for damage to property in the insured's care, custody or control.

The Money that is paid to the policy holder upon settlement of a covered claim.

Insurance that covers loss caused by injuries to persons and the legal liability imposed on the insured for injury or for damage to property of others.

The commercial property forms that define the covered causes of loss for which coverage is provided. Commonly, there are 3 Cause of Loss Forms: Basic, Broad and Special